Terms of Use

Effective Date: 03/18/2025

Welcome to Credup LLC (“Credup,” “we,” “our,” or “us”). These Terms of Use (“Terms”) govern your use of our website, mobile application, and services (collectively, the “Services”). By accessing or using our Services, you agree to these Terms. If you do not agree, please do not use our Services.

1. Eligibility

You must be at least 18 years old and legally capable of entering into a binding agreement to use our Services. By using our Services, you represent and warrant that you meet these eligibility requirements.

2. Account Registration and Security

• You must provide accurate and complete information when creating an account.
• You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.
• If you suspect unauthorized use of your account, notify us immediately.

3. Use of Services

You agree to use our Services only for lawful purposes. You may not:

• Use our Services for fraudulent or illegal activities;
• Misrepresent your identity or provide false information;
• Interfere with the proper functioning of our Services;
• Attempt to access systems or data not intended for you.

4. Credit and Financial Services

• Our Services may include financial products designed to help users build credit.
• We do not guarantee credit approval or credit score improvement.
• You acknowledge that we may collect and share financial data with credit bureaus and third-party service providers.

5. Fees and Payments

• Some Services may require payments or subscription fees, which will be disclosed before purchase.
• By providing payment details, you authorize us to charge applicable fees.
• Fees are non-refundable unless otherwise stated.

6. Intellectual Property

• All content on our Services, including text, graphics, and logos, is owned by or licensed to Credup.
• You may not copy, distribute, or use our content without permission.

7. Third-Party Services

• Our Services may include links to third-party websites or services.
• We do not endorse or assume responsibility for third-party content or services.

8. Termination

We reserve the right to suspend or terminate your access to our Services if you violate these Terms or engage in any activity that harms Credup or other users.

9. Disclaimer of Warranties

Our Services are provided “as is” and “as available” without warranties of any kind. We do not guarantee that:

• Our Services will be uninterrupted or error-free;
• Any financial benefits will result from using our Services;
• Information provided through our Services is accurate or reliable.

10. Limitation of Liability

To the fullest extent permitted by law, Credup shall not be liable for any indirect, incidental, or consequential damages arising from your use of our Services.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction].

12. Changes to These Terms

We may update these Terms from time to time. If we make significant changes, we will notify you via email or through our Services. Your continued use of our Services after such updates constitutes your acceptance of the new Terms.

13. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

Credup LLC
info@getcredup.com

By using our Services, you acknowledge that you have read and understood these Terms of Use.