Build credit and get rewards

Credit building made easy with over $1,000+ value in rewards you’ll actually want to use.

See real results

with reporting to all major credit bureaus

A strong credit score isn’t just a number; it’s your access to better rates, easier approvals, and more financial opportunities. Build it, protect it, and watch it work for you.

Track your score

with FICO score, the most widely used by 90% of lenders
Tracking your FICO® Score isn’t just about staying informed—it’s about staying in control. Regular check-ins help you spot opportunities, catch issues early, and keep your financial goals within reach.

Get Rewarded

Earn up to $1,000 with Ai driven rewards.

Rewards you’ll actually use—no fluff, no gimmicks. Just smart, AI-driven benefits that help you build credit and get more from your money.

How it works

A simple credit building solution made with you in mind

Sign Up! It’s Easy
Get started in less than 3 minutes. No credit check required.
Build Credit with Installment Payments
Only $10/ month for 24 months
Earn Rewards
Good credit secures emergency funds and financial stability.
Reap the Benefits
Get lower interest rates, higher borrowing limits, and better financial opportunities, ensuring stability and saving money

Changing lives, one credit score at a time.

What can we say? People kind of love us…

Common questions

With Credup, building your credit isn’t just easy—it’s an opportunity to unlock rewards and level up your financial game. Here’s how it works:

  1. Build Your Credit: Pay just $10 a month for 24 months—small steps that make a big difference.
  2. Access Cool Perks: Get personal growth tools and two full years of ID monitoring to keep things secure and stress-free.
  3. Earn Rewards Along the Way: Pocket up to $1,000+ in rewards.

Here’s the fun part: You’re using Credup’s tools and services on credit through an Installment Credit Account. Every monthly payment you make gets reported to the credit bureaus, helping you stack up positive payment history. Since payment history is the secret sauce for boosting your credit score, Credup makes it simple, rewarding, and completely within reach.

Ready to take charge and grow your credit? Credup has you covered!

You better believe it 🙂 

Nope! Your credit score or report isn’t part of the equation here. We’re committed to making credit fair and accessible for everyone, so opening an Installment Credit Account with us is simple and inclusive.

Not today. Not tomorrow. Not ever.

Everyone’s credit path is different. Many see changes after a few months. Paying on time each month is key to building a solid history.

Ready to build credit the easy way?

Your future self will thank you 🙂

Start easily building credit in 60 seconds

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