Your credit score that is…
Get started in minutes. No credit check. No interest.
Pay only
With us, you will get more than just building your credit score.
See your debt and how it affects your credit. View your balances in one place with simple insights into how they impact your score.
AI-powered credit help, anytime. Get instant answers and smart tips from your always-on credit coach, available 24/7.
Stay protected with real-time credit alerts. Get notified right away about changes to your credit report so you can act fast.
A simple credit building solution made with you in mind
Get started in less than 2 minutes. No credit check required.
Get points for on-time payments and redeem them for gift cards or other rewards.
Proof that getting it up feels good — straight from the people using Credup.
I signed up a couple weeks ago and already feel less stressed seeing everything in one place. It’s clear and simple — way better than stitching it together myself…
Maria R.
Miami, FL
Coming to the U.S., I had zero credit history. Credup Coach explained things in plain English and helped me figure out what to do first. Feels like someone finally built this for newcomers.
Jamal T.
Brooklyn, NY
I just turned 19 and had no clue about credit. Now, I check Credup a couple times a month and it's nice to finally understanding what I’m looking at…
Sofia L.
Los Angeles, CA
This is my first time trying to build credit and so far, so good. The little explainer videos helped me finally understand credit reports and best ways to build credit…
Alex H.
Irvine, CA
The rewards are a nice bonus — used points for an Amazon card last month. Also, gotta say the videos came in handy early one. They're like monthly quick tips…
Ethan S.
Portland, OR
My friend told me about Credup when I was stressing about getting my credit score. She said, ‘Just sign up, it’ll make everything way easier to track.’ She was right...WAY EASIER!
Kayla M.
Nampa, ID
My financial future was looking grim for a bit. But after trying Credup, I'm feeling way more confident as my credit score increased 32 points in just under 6 months!
Aisha P.
Atlanta, GA
With Credup, building your credit isn’t just easy—it’s an opportunity to unlock rewards and level up your financial game. Here’s how it works:
Here’s the fun part: You’re using Credup’s tools and services on credit through an Installment Credit Account. Every monthly payment you make gets reported to the credit bureaus, helping you stack up positive payment history. Since payment history is the secret sauce for boosting your credit score, Credup makes it simple, rewarding, and completely within reach.
Ready to take charge and grow your credit? Credup has you covered!
You better believe it 🙂
Not today. Not tomorrow. Not ever.
Everyone’s credit path is different. Many see changes after a few months. Paying on time each month is key to building a solid history.
Enter your email below to get started.
